Services
As the Senior Advisor at Growth and Legacy, my mission is to ensure that every family has a plan designed specifically for their unique needs and goals. No two families are the same, which is why I take the time to listen, understand, and customize strategies that provide both financial security and peace of mind.
MORTGAGE PROTECTION
Why Mortgage Protection Matters • Protects your family from the financial burden of mortgage payments if you pass away • Ensures your home remains in your family’s hands, not the bank’s • Provides peace of mind knowing your biggest asset is secured • Affordable coverage tailored to match your mortgage balance and term • Can include living benefits in case of critical or chronic illness • Flexible options to fit your budget and financial goals.
INDEX UNIVERSAL LIFE
• Secure Your Legacy. Financial Clarity and Confidence. • Your Wealth, Your Way. Maximize Growth. Minimize Risk. • Life Insurance. Evolved. A Strategy for Lifelong Financial Freedom. • Plan for Tomorrow. Live Confident Today.
FINAL EXPENSE
Funeral Expense Coverage
Making sure your family is taken care of after you pass not only allows them to grieve properly, but also gives them the peace of mind that financial burdens won’t add to their stress. Funeral expense coverage provides a simple, affordable way to protect your loved ones during one of life’s most difficult times.
Protecting Your Loved Ones
Secure Your Future Today
What it is:
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Indexed Universal Life (IUL) insurance is a life insurance policy with a tax-advantaged savings account.
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Your money grows based on a stock market index, like the S&P 500, but without the risk of market losses.
Why you need it:
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Tax-free access: Use the cash value for retirement, emergencies, or anything else, tax-free.
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A financial safety net: Protect your family with a death benefit while building wealth for yourself.
Why contact me?
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I simplify IUL insurance.
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I help you build a custom strategy to reach your financial goals.
MISSION
MISSION
I specialize in Indexed Universal Life (IUL) insurance and help individuals, families, and business owners use it as a powerful tool for both protection and wealth building. My focus is on designing IUL strategies that not only provide life insurance coverage but also create opportunities for tax-advantaged cash value growth and retirement income planning.
I work closely with my clients to simplify what can often feel like a complex product. My approach is about education first—making sure people understand how IUL works, how it can be structured, and how it fits into their bigger financial picture. Whether it’s building supplemental retirement income, creating tax-free wealth distribution strategies, or planning for legacy and estate transfer, I tailor solutions to meet each client’s goals.
What sets me apart is my ability to design policies for maximum efficiency—balancing growth potential with protection, while minimizing unnecessary costs. My clients appreciate that I take the time to break down the details and show them how IUL can be more than just insurance—it can be a cornerstone of their long-term financial strategy.
Dallas Dehlinger CA
Oday is dedicated to helping his clients find the best coverage for their needs. He's is not only highly knowledgeable, but also genuinely cares about protecting people from life's unexpected turns. With his deep appreciation for home and family, Oday always puts his clients, best interest first. When it come to life insurance you can trust that you are in very good hands with him!
John Voglis NJ
Oday is professional, reliable, and delivers quality customer service. His clear communication and positive attitude make him a valuable asset to any team.
James Adelman NY
Oday has taken the time to educate me on a wide range of life insurance options and has been thoughtful in tailoring solutions to my specific needs. His professionalism, genuine care and dedication to help protecting my family's future and secure my assets truly stand out. I deeply appreciate the effort he puts into ensuring I feel confident and supported in every decision.